Below are all health coverage exemptions for the 2015 tax year. If you qualify for one of these exemptions, you don’t have to have insurance or pay the fee for the months the exemption applies.
In addition to the exemptions below, there are others based on “hardships.” Learn about hardship exemptions here.
Income-related exemptions
- The lowest-priced coverage available to you, through either a Marketplace or job-based plan, would cost more than 8.05% of your household income
- You don’t have to file a tax return because your income is below the level that requires you to file
Health coverage-related exemptions
- You were uninsured for no more than 2 consecutive months of the year
- You lived in a state that didn’t expand its Medicaid program but you would have qualified if it had
Group membership exemptions
- You’re a member of a federally recognized tribe or eligible for services through an Indian Health Services provider
- You’re a member of a recognized health care sharing ministry
- You’re a member of a recognized religious sect with religious objections to insurance, including Social Security and Medicare
Other exemptions
- You’re incarcerated (serving a term in prison or jail)
- You’re a U.S. citizen living abroad, a certain type of non-citizen, or not lawfully present (learn more about the definition of “lawfully present”)
- You experienced one of the listed hardships
For help with any income tax question call one of our offices:
Plymouth 734.454.4100, Allen Park 313.388.7180,
Grayling 989.348.4055, Madison Heights 248.544.6160, Royal Oak 248.399.7331,
Saginaw 989.782.1985, St. Clair Shores 313.371.6600